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Technological SMEs are committed to the commercialization of scientific and technological achievements, and conducive to meeting social needs, increasing employment and promoting technological progress. However, in the actual development process, there are problems such as weak financial management ability and low external service level restricted development of Chinese technological SMEs. This paper analyzes the mechanism and existing problems of the financial management of Chinese technological SEMs in improving their service ability, and explores ways to improve their financial management and service capability.