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The advent of the internet has brought an era of unprecedented connectivity between networked devices, making one distributed computing, called cloud computing, and popular. This has also resulted in a dire need for remote authentication schemes for transferring files of a sensitive nature, especially health-related information between patients, smart health cards, and cloud servers via smart health card solution providers. In this article, we elaborate on our proposed approach for such a system and accomplish an informal analysis to demonstrate the claim that this scheme provides sufficient security while maintaining usability.